EOR works. Until the maths says it doesn't.

Contractor, EOR, owned entity. That's the Graduation Model we've watched companies move through. The Crossover Point is the month where running your own legal entity becomes cheaper than staying on EOR. The calculator gives you that target month so you can plan the move instead of reacting to it, or jumping too early before the maths supports it.

It depends on headcount concentration, trajectory, and commitment. If you have enough employees in one country to pass the Crossover Point inside a reasonable timeframe, typically twelve to twenty-four months, and headcount is growing or stable, an entity usually makes sense. If you're below the threshold or headcount is flat or declining, EOR is usually still the right structure. The calculator shows your Crossover Point so you can decide with numbers rather than a guess.

EOR charges a per-employee fee each month. Entity costs include an upfront setup, plus ongoing payroll, compliance, and local infrastructure. Over 36 months, entity costs are front-loaded. EOR costs accumulate linearly. The Crossover Point is where cumulative entity cost falls below cumulative EOR cost. The model uses real setup estimates and ongoing costs for each country covered.

It varies by country complexity. In straightforward markets, typically from 10 employees in the local language, or 13 to 15 if not. In moderate markets, 15 to 20 / 20 to 30. In complex markets, 25 to 35 / 35 to 50 if operating in another language. The calculator applies these thresholds per country and combines them with your 3-year EOR vs entity economics.